VA Cash Out Refinance
A VA Cash-Out Refinance is for current VA homeowners or VA eligible homeowners who want to utilize the their home's equity. This may allow for the equity to be used to pay off debt, fund schooling, or making home improvements. In general, the VA Cash Out Refinance will allow for up to 100% the home's value to be used.
VA Streamline Refinance
The VA streamline refinance loan is called a IRRRL (Rate Reduction Refinancing Loan). The goal is to reduce the borrower's mortgage rate and monthly payments. The VA Streamline is desigend to reduce the paperwork needed to refinance. There may also be no need for an appraisal.
VA Refinance
A VA refinance may be available to eligible veterans who currently have a loan on their home financed via another type of home financing. The process would not have reduced 'paper work' like the IRRRL and would require additional documentation.
Professional assessment
Once you request a rate quote our licensed loan originators will review your information and help assess what program may work best for your needs.
Competitive rates
After the review of your current loan and financial situation you will be able to determine if a refinance will work for you. Once the proper program is chosen and you decide to move forward, you will receive a loan estimate.
Customer Satisfaction Is Our Goal
Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations. We take pride in helping our clients and assuring they will gain a better understanding of the mortgage process.
This website is for informational purposes only. This site is not affiliated with the VA, FHA or any other Government agency. All information contained herein is subject to change at any time. By submitting your contact information you also expressly consent to having us and unaffiliated real estate professionals contact you about your inquiry by text message or phone to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state or national Do Not Call Registry. If you do not want anyone to contact you, do not submit your information. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. Refinancing your current mortgage loan could result in the total finance charge to be higher over the life of the loan. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a’s of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). © 2024. You expressly agree to this site's
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