Website Terms of Use: Website Ownership:
This website is owned and operated by Marylandmortgagerefinance.com in connection with Freedmont Mortgage Group, a division of radius financial group inc. 600 Longwater Dr. Suite 107, Norwell, MA 02061
Marylandmortgagerefinance.com and affiliated sites were designed to educate consumers and help create better borrowers. This policy explains how you, as a "home buyer," and/or “home owner” interact with this informational website. We strive to keep all the information on Marylandmortgagerefinance.com up-to-date and accurate, but it may not always be possible. Use your best judgment regarding the information provided.

Permitted Use:
By accessing or using this website, you agree that these terms govern your use;
1.    You are 18 years or older.
2.    You will use the website solely for the services offered in the normal course of business.
3.    You will act in accordance with the law, custom and in good faith;
4.    You will comply and be bound by these Terms of Use as they appear each time you use the website and understand these Terms of Use are legally binding.
You further agree not to use the website in any way that:
1.    Changes or alters on the website, it’s content, or services that appear on the site:
2.    Impairs the integrity or operation of the site;
3.    Interferes with or induces a breach of contractual relationships between radius, it’s employees or vendors.
4.    Is in any way unlawful or prohibited or is harmful or destructive to anyone or their property;
5.    Transmits any harmful or disabling computer codes or viruses
6.    Harvests email addresses from this website;
7.    Transmits unsolicited email to this website or to anyone whose email address includes the domain name of this website;
8.    Interferes with radius network services;
9.    Attempts to gain unauthorized access to radius network services;
10.    Suggests an express or implied affiliation or relationship with radius or our licensed DBAs without our express written permission;
11.    Unlawfully impersonates or misrepresents your affiliation with any person or entity;
12.    Impairs or limits our ability to operate this website or any other person’s ability to access and use this website;
13.    Enters, transmits,
14.     or uploads violent, obscene, sexually explicit, discriminatory, hateful, abusive, defamatory, offensive, harassing, or otherwise objectionable content or images;
15.    Dilutes depreciates the name and reputation of radius or any of its affiliates;
16.    Transmits or uploads content that infringes on any third party’s intellectual property rights or right to privacy; or
Application of Additional Terms:
You acknowledge that certain features of this website, as well other products and services of radius, including those that may be available through this website, may be subject to terms, conditions, and disclaimers in addition to these Terms of Use. You agree that your use of such products and services will be subject to such additional terms, conditions, and disclaimers.
This website does not endorse nor make any guarantees or endorsements of any lender, broker, or agents with whom you may enter into a contractual agreement, regardless of the information you submit via this website or through any contact you may have with Marylandmortgagerefinance.com and its affiliated sites. We make no guarantee, explicit or implied, that the posted information is accurate. Any dealings that you may have with a lender, broker, or agent listed or who contacted you due to the information you submitted via this site or linked sites is solely your responsibility and the responsibility of that specific lender, broker, or agent. We expressly disclaim any liability or responsibility for the success or failure of any transaction you have with any subsequent party. You must make the final determination as to the value and appropriateness of the transaction.

Intellectual Property:
All information and content on this website, except where otherwise stated (including but not limited to all logos, text, graphics, images, video and audio, data compilations, software, and the design, selection and arrangement thereof), are owned by radius, its affiliates, partners, licensors, or other providers of such material, and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You must not use such marks without the prior written permission of radius. All other names, logos, product and service names, designs, and slogans on this website are the property of their respective owners. You acknowledge and agree that you are permitted to view and download the material on this website for your informational or internal business use only. You do not acquire any ownership rights by downloading or viewing any material on this website. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any webpage, or alter the appearance of any materials from this website. You agree that any testimonials and submissions made to radius concerning your use of the website or containing any comments, improvements, suggestions, and ideas regarding this website become irrevocable and permanent property of radius and may be used by radius in any way radius deems fit, in its sole judgment.

Warranty Disclaimer:
If you submit a request to find a lender, broker, or agent or request a quote, there is no cost or obligation. Marylandmortgagerefinance.com does not, in any manner, issue credit or loans. For home finance quote requests, we forward that information to Freedmont Mortgage Group, a division of radius financial group inc., an independent mortgage lender. You become a customer of Freedmont Mortgage Group or radius financial group inc. A licensed loan officer of this company will contact you and assume responsibility for following up on your request. Any transaction facilitated through outside parties will be governed by that entities' separate terms of use. Marylandmortgagerefinance.com expressly disclaims any liability or responsibility for the success of your transaction.

You will be contacted regarding your request. This may be done via email, phone, and/or text message. Once you submit a request on this site, you agree to be contacted at the phone number you provided. We will do our best to connect you with someone who can assist you, but this may not always be possible.

Do Not Call Policy:
If you don't want to receive sales calls from Marylandmortgagerefinance.com, you can ask us to add your telephone number to our "Do Not Call" list. In compliance with federal and state laws, we'll document your request immediately. Please allow up to 30 days for your telephone number to be removed from any sales programs that are currently underway. Your request can be in writing or by phone and must include, at a minimum, your telephone number. You'll remain on our "Do Not Call" list for five years unless you ask to be removed.
To opt out - complete this form.

You may opt out of contact from Freedmont Mortgage Group, or radius financial group inc. through this link Opt-Out
Marylandmortgagerefinance.com is not affiliated with any Government agency and is not a lender or mortgage broker. Marylandmortgagerefinance.com does not offer mortgages or loans directly or indirectly through any of its representatives or agents.

Disclaimer and Limitation of Liability:
The Site and the information and materials contained herein are provided "as is." We make no representations or warranties of any kind regarding this Site or its operation, contents or information available on this Site. We expressly disclaim all warranties, express or implied, of any kind, concerning the Site. IN NO EVENT SHALL THIS SITE, ITS AFFILIATES, INCLUDING OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR DIRECT, INDIRECT, COMPENSATORY, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM THE OPERATION, CONTENT, OR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Some jurisdictions do not allow the disclaimer, exclusion, or limitation of incidental or consequential damages, so the foregoing disclaimer, exclusion, and limitation may not apply to you, and you may have other legal rights that vary according to jurisdiction. In no event will damages provided by law (if any) apply unless they are required to apply by statute, notwithstanding their exclusion by contract.
WE MAKE NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED REGARDING THE ACCURACY, CORRECTNESS OR COMPLETENESS OF THE CONTENT OR THE SERVICES OR PRODUCTS ASSOCIATED WITH THE SITE, NOR THE SAFETY, RELIABILITY, TITLE, TIMELINESS, COMPLETENESS, MERCHANTABILITY, CONFORMITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT OR THE SERVICES AND PRODUCTS ASSOCIATED WITH THE SITE. IT IS YOUR RESPONSIBILITY TO INDEPENDENTLY EVALUATE THE ACCURACY, CORRECTNESS, OR COMPLETENESS OF THE CONTENT AND SERVICES AND PRODUCTS ASSOCIATED WITH THE SITE. WE MAKE NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE FOR DOWNLOADING FROM THE SITE IS FREE OF INFECTION FROM ANY VIRUSES, WORMS, TROJAN HORSES, TRAP DOORS, BACKDOORS, EASTER EGGS, TIME BOMBS, CANCELBOTS OR OTHER CODES OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES THAT ARE INTENDED TO DAMAGE, DETRIMENTALLY INTERFERE WITH, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.

The content of the Site (the "Content") is intended only to assist you with financial decisions and is broad in scope and does not consider your financial situation. Your personal financial situation is unique, and the information and advice provided may not be suitable for your specific circumstances. Accordingly, before making any final decisions or implementing any financial strategy, we recommend that you obtain additional information and advice from your accountant and other financial advisers who are fully aware of your individual circumstances.
Applicable Law and Venue:
The site (excluding linked sites) is operated in the state of Maryland. The Site can be accessed from all 50 states and the District of Columbia, as well as from other countries around the world for educational purposes. As each of these places has laws that may differ from those of Maryland, by accessing this Site, you agree that the statutes and laws of the State of Maryland, without regard to conflicts of laws and principles thereof, will apply to all matters arising from or relating to the use of this Site. You also agree and hereby submit to the exclusive personal jurisdiction and venue of the federal district and state courts of Maryland with respect to such matters. We make no representation that materials on the Site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Those who choose to use or access this Site from locations other than their own are responsible for compliance with local laws and do so at their initiative. This site is just a tool and is mostly comprised of opinions. Always consult a professional when getting a loan and use your own best judgment when making financial decisions.

The policy and terms were last updated on 3/28/2025